01
Working Capital
Short-term capital to smooth payroll, inventory, and operating expenses without disrupting the balance sheet.
For seasonal swings, supplier prepayment, and bridging receivables.
For business owners
Our Capital,Your Legacy.
Legacy Ventures provides working capital, term financing, lines of credit, and revenue-based financing to established U.S. small businesses — with direct underwriting and a single point of contact.
Serving [STATES SERVED]
Business Owners
Get Funding
Speak with an underwriter about working capital, a term advance, or a line of credit tailored to your operating rhythm.
Speak with our teamISOs & BrokersPartner
Submit deals directly to a decision-maker. Transparent terms, fast turnarounds, dedicated relationship support.
Become a partnerInstitutionsCapital Partners
We work selectively with family offices and institutional allocators interested in our underwriting discipline.
Request a conversation[METRIC 1]
Capital Deployed
[METRIC 2]
Businesses Funded
[METRIC 3]
Years in Market
[AUDIT/CREDENTIAL]
Audit / Credential
Funding Solutions
A measured set of products, structured for operators.
02
Term Financing
Structured, fixed-payment financing for defined initiatives with a clear payback horizon.
For equipment, build-outs, acquisitions, and growth investments.
03
Business Line of Credit
Revolving access to capital you draw on as needed and only pay for when you use it.
For ongoing flexibility against cash-flow timing.
04
Revenue-Based Financing
A purchase of a portion of future receivables — not a loan — repaid as a percentage of revenue.
For businesses with strong, recurring deposits seeking flexible repayment.
The Process
A direct path, without ceremony.
Three steps, one underwriter, one decision-maker. No call-center hand-offs, no opaque scoring.
- I
Apply
Speak with our team or submit your application through our partner portal. We request only the documents we need to underwrite.
- II
Decision
A direct underwriter reviews your file and returns a decision in [TIMEFRAME]. Terms are presented in plain language.
- III
Funding
Approved capital is delivered to your operating account in [TIMEFRAME], with a single point of contact for the life of the relationship.
Why Legacy Ventures
The temperament of a private bank.The speed of a direct lender.
Direct Funder
We underwrite and capitalize our own facilities — no brokered hand-offs, no surprise re-pricing.
Fast Decisions
Files are reviewed by a human underwriter, with a decision returned in [TIMEFRAME].
A Dedicated Contact
Every relationship is assigned a single point of contact for the life of the facility.
Transparent Terms
Pricing, fees, and repayment schedules are presented in plain language before you commit.
ISO & Broker Program
Submit directly.Get answers quickly.
We work closely with a curated network of independent sales offices and brokers. Submit a file, speak with an underwriter, and earn payout on funding.
Direct decision-maker
No tiered routing — your submission reaches an underwriter the same day.
Competitive commissions
Commission structure of [COMMISSION %], paid on funding.
Transparent pricing
Buy-rates and fees presented before the deal is funded — no surprises.
Frequently Asked
Questions, answered plainly.
Who qualifies for funding from Legacy Ventures?
- We work with established U.S. small businesses with consistent operating revenue. Each file is underwritten on its merits — industry, time in business, deposit history, and use of funds are all considered.
How fast can I receive a decision?
- Most complete files receive a decision within [TIMEFRAME] of submission. Approved facilities are typically funded within [TIMEFRAME] of countersignature.
How much funding can my business access?
- Facility size is determined by underwriting and depends on revenue, profitability, and use of proceeds. We size each facility to the business, not the other way around.
What documents will I need to apply?
- A typical submission includes a brief application, recent business bank statements, and, depending on facility type, basic financials. We only request what we need to underwrite.
Is revenue-based financing a loan?
- No. Revenue-based financing is a purchase of a portion of your future receivables, not a loan. Repayment is made as a fixed percentage of revenue until the agreed amount is delivered.
Do you fund businesses in every state?
- We currently fund businesses in [STATES SERVED]. Eligibility and disclosure requirements vary by state and by facility type.
How do I apply?
- Call our team at [PHONE] or email [EMAIL] to begin a conversation. Brokers and partners can submit files through our partner channel.
Speak With Our Team
A short conversationis the right place to start.
Tell us about your business and what you're trying to accomplish. We'll tell you, plainly, whether we're the right fit.